Loanpey – Instant loans for bills, rent, school fees, appliances & more. Easy application, fast approval, flexible repayment. Trusted financial help when you need it most!

Loanpey – Instant loans for bills, rent, school fees, appliances & more. Easy application, fast approval, flexible repayment. Trusted financial help when you need it most!

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Risk Management Policy

Risk Management Policy – Loanpey

Loanpey has implemented an effective risk management policy to get rid of any defaults and to enhance the customer relationship to ensure its stability and trust as a leading short-term personal loan provider. This policy reveals the initiatives taken by the company to identify and address the risks, especially impacting its operations and lending services.

Key Objective

To address and minimise all kinds of risks, especially in the transactional process, from identifying to accomplishing the services. Although enormous factors come in between, it has introduced explicit terms and conditions for the loan approval and disbursal process.

Key Risk Areas

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Credit Risk

Always controlled with the borrower's credit assessment, CIBIL verification, and prudent lending limits.

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Operational Risk

Always managed by internal monitoring, and by implementing automation and training of executives.

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Compliance Risk

Ensured and addressed through continuous monitoring of RBI and statutory guidelines.

The Risk Management Committee (RMC), led by senior management, always reviews risk exposure and approves mitigation strategies. Periodic stress testing and risk analysis is conducted to enhance the chances of getting rid of the risks.

We always train our employees to identify and address risks as soon as possible. Integrated tools are always used for fraud detection and process monitoring.

This policy is reviewed annually to adapt to emerging financial, operational, and regulatory challenges, ensuring Loanpey remains resilient and compliant while delivering secure lending services.

Goodskill Securities And Services Ltd. | Registered Under RBI B-14.01552 | CIN - U74899DL1990PLC040437

Important*- As a registered NBFC with the Reserve Bank of India and following all the guidelines of the regulatory authorities, Loanpey provides loans to all eligible customers, where we accomplish our lending services through our website and CRM. Apart from this, we would like to inform our customers and the general public that we don’t have any app on android or appstore, and we are not disbursing through any mobile app. Therefore, please beware of any lending application that is copying our name and disbursing loans in our name through mobile apps, and please inform us in such circumstances where someone is trying to cheat through the unauthorized loan app by copying our name and logo.