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Loan Amount

Upto 1 Lakh

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Eligibility Criteria

Minimum eligible salary above ₹40,000

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No Collateral Required

No risk of asset loss

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Apply for a Personal Loan in Just a Few Clicks.

Fill out the form below to check your eligibility and get quick approval.




























Key Attributes and Advantages of Obtaining a Personal Loan

Fast Loan Approval and Disbursal

We understand that urgent financial needs can't wait. That's why we ensure your loan is approved and disbursed within 24 hours, so you can get the funds you need without unnecessary delays.

Easy and Convenient Online Application

Applying for a loan with us is hassle-free. Our simple and user-friendly online application makes it easy for you to apply from the comfort of your home, without the stress of complicated paperwork or long procedures.

Minimal Documentation Required

We’ve made the loan process as easy as possible by requiring only a few essential documents. This means you don’t have to deal with piles of paperwork, allowing you to apply quickly and easily.

Rates & Charges

Minimum Loan Amount
Rs. 5,000 /-
Maximum Loan Amount
Rs. 100,000 /-
Tenure Days
90 Days to 365 Days
Processing Fee
2% of loan amount
No Pre
No pre - closure charges
ROI (Rate of interest)
@ 2% to 2.72% Monthly
APR (Annual Percentage Rate)
@ 18% to 36%
Cheque bounce charges
Rs. 1000 /-

Monthly Payment Example

Loan amount Tenure Interest Rate Admin Fee APR Amount Deposit Monthly EMI Total interest
100000 12 32.64% PA 2000 35.96% Rs. 98000 9847 18168

How to Calculate the APR

APR can be calculated with the help of all the factors pertaining to the loan i.e., rate of interest, principal amount, applied fess and the period or the tenure for which the loan has been availed. Thereafter, it can be computed by multiplying the rate of interest by the time period and the principal amount added with all the applied fees. However, the rate of interest will vary on the credit score and the contemporary terms and conditions of the lender.

Our Rate of Interest and Fees

We are providing a competitive rate of interest, however, it can differ as per the credit score, income ratio, and considering the existing liabilities of the borrowers.

Eligibility for a Personal Loan:

  • You must be at least 21 years old.
  • Only salaried employees can apply for this loan.
  • You must be an Indian resident.
  • A CIBIL score of 700 or higher is preferred when applying for a loan with a salary of Rs 40,000.

Documents Required for Personal Loan

You can verify your income online during the application process. However, make sure to keep the following documents handy to apply for the personal loan.

  • Completed personal loan application form.
  • PAN Card
  • Proof of residence – Passport, Driving Licence, Voter ID, Utility Bills (Electricity, Water, Gas), or a Postpaid/Landline Bill.
  • Bank statements for the last 3 months showing your salary account details.
  • Salary slips for the last 6 months.

Get Low-Interest Personal Loans in Your City

Apply for a Personal Loan online in select major cities and receive fast access to the funds you require. Enjoy a hassle-free digital journey from application to approval, with minimal documentation needed. The loan amount will be directly credited to your account, providing you with a seamless solution to meet your financial goals.

Bengaluru

Delhi

Noida

Mumbai

Chennai

Kolkata

Jaipur

Hyderabad

Ahmedabad

Pune

Gurugram