Loanpey – Instant loans for bills, rent, school fees, appliances & more. Easy application, fast approval, flexible repayment. Trusted financial help when you need it most!

Loanpey – Instant loans for bills, rent, school fees, appliances & more. Easy application, fast approval, flexible repayment. Trusted financial help when you need it most!

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Contact Info

Personal Loan for Salaried Employees

Get a Personal Loan
Up To ₹1 Lakh

100% digital process. Quick decision, subject to eligibility. All charges disclosed upfront — no surprises, ever.

Apply for Personal Loan — LoanPey

Apply for Quick Personal Loan

Complete 5 quick steps — we'll assess your eligibility

1
Mobile No.
2
OTP Verify
3
Personal Info
4
Loan Details
5
Review & Submit

Enter Your Mobile Number

We'll use this to keep you updated on your application

Please enter a valid 10-digit mobile number.
Please select the checkbox to proceed.

OTP Verification

Enter the 4-digit OTP sent to your mobile number

Sent to: +91 XXXXXXXXXX
Resend OTP in 60s

Your Personal Details

Please enter a valid email address
Minimum ₹25,000 required
Enter valid 12-digit Aadhar
Enter valid PAN (ABCDE1234F)
Please select date of birth
Please select gender
Please select a state
Please select a city
Enter valid 6-digit pincode
Please select employment type
Self-employed users are not eligible

Loan Amount & Purpose

Please enter a valid loan amount
Please select a purpose

Review Your Details

₹
₹

Application Submitted!

Thank you! Our team will review your application and contact you shortly.

TCE-XXXXXX
Rates & Charges
₹

Minimum loan amount

₹ 5,000
₹

Maximum loan amount

₹ 1,00,000
📅

Minimum Tenure

61 Days
📅

Maximum Tenure

365 Days
%

Daily Interest Rate

0.01% to 1% per day
%

Processing fee

2% to 10% of Loan Amount + 18% GST
✔

Prepayment charges

Nil
✔

Pre-closure charges

Nil
%

Maximum APR (Annual Percentage Rate)

Up to 494%*
₹

Cheque bounce charges

₹ 1,000

*Maximum APR reflects the highest possible rate at the shortest tenure (61 days) with maximum processing fee (10% + GST). APR = [(Interest + Processing Fee + GST) ÷ Net Disbursed Amount] × (365 ÷ Tenure) × 100. Your actual APR will be lower for longer tenures and better credit profiles.

Representative Example

₹

₹20,000

Loan Amount

📅

90

Tenure (Days)

%

0.05% per day

Daily Interest Rate

📄

₹1,000 + ₹180 GST

Processing Fee (incl. GST)

📊

44.8% per annum

APR, Effective

💸

₹18,820

Net Disbursed Amount

🧾

₹900

Total Interest

🛡

₹20,900

Total Repayable Amount

Calculation: APR = [(₹900 Interest + ₹1,180 Fee+GST) ÷ ₹18,820 Net Disbursed] × (365 ÷ 90) × 100 = 44.8%

⚠

DISCLAIMER: This is a representative example only. Actual loan amount, tenure, interest rate, fees, APR, and repayment schedule may vary based on eligibility, lender assessment, and applicable terms.

SIMPLE PROCESS

Get Your Loan in 4 Easy Steps

From application to disbursal — our entire process is 100% digital and takes less than 24 hours.

01

Fill the Form

Complete the simple online application with your personal and financial details in under 5 minutes.

02

Instant Eligibility Check

Our system instantly verifies your details and checks your eligibility based on salary and credit score.

03

Loan Approval

Get your loan approved within hours. Our team reviews your application and confirms the loan amount.

04

Money in Your Account

Approved loan amount is credited directly to your bank account within 24 hours of approval.

WHY CHOOSE US

What Makes LoanPey Different

Fast, transparent, and completely online — built for salaried professionals who need funds without the hassle.

01
⏱

Approved & Disbursed in 24 Hours

Urgent financial need? Our automated system approves eligible applications within hours and credits the amount directly to your bank account — no waiting, no delays.

✓ Same-day disbursal possible
02
🛡

RBI Registered & Fully Secure

LoanPey operates as a registered NBFC under the Reserve Bank of India. Your data is encrypted with bank-grade SSL. We never share your information with unauthorised third parties.

✓ RBI compliant NBFC
03
📄

Minimal Documents, 100% Online

No physical branch visits. No piles of paperwork. Just your PAN, Aadhaar, salary slips and bank statements — submitted digitally from your phone or laptop in minutes.

✓ Zero paperwork
REQUIREMENTS

Eligibility & Documents

Simple criteria. Minimal documents. Fully online verification.

Eligibility Criteria

You must meet all of the following to apply

  • Minimum age of 21 years
  • Salaried employee with salary credited to bank account
  • Minimum monthly salary of ₹40,000
  • Indian resident with valid address proof
  • CIBIL score of 700 or above preferred

Documents Required

Keep these ready — all submitted digitally

  • PAN Card (mandatory)
  • Aadhaar Card (for identity & address verification)
  • Last 6 months salary slips
  • Bank statements (last 3 months — salary account)
  • Residence proof: Passport / Voter ID / Utility Bill
PAN INDIA COVERAGE

Get Low-Interest Personal Loans in Your City

Goodskill Securities And Services Ltd. | Registered Under RBI B-14.01552 | CIN - U74899DL1990PLC040437

Important*- As a registered NBFC with the Reserve Bank of India and following all the guidelines of the regulatory authorities, Loanpey provides loans to all eligible customers, where we accomplish our lending services through our website and CRM. Apart from this, we would like to inform our customers and the general public that we don’t have any app on android or appstore, and we are not disbursing through any mobile app. Therefore, please beware of any lending application that is copying our name and disbursing loans in our name through mobile apps, and please inform us in such circumstances where someone is trying to cheat through the unauthorized loan app by copying our name and logo.